More choice and flexibility

Fast, easy access to private lenders

Zolve is revolutionising the lending industry by connecting borrowers with non-bank and private lenders. Our full-service loan process and innovative platform provides you with a fast, flexible, and easy way to find the right lenders that align with your specific criteria.

With Zolve, you can trust that our experienced in-house team will connect borrowers with high-quality private lenders, managing the back and forth of complex negotiations with interested lenders to achieve loan terms that suit your needs. We understand the importance of finding the right private lender to support the growth of your business. That’s why we strive to make the process seamless, empowering you to expand your business with confidence.

Zolve private lenders australia

Looking for a private lender?

Zolve is transforming the lending landscape to provide borrowers with flexible and tailored loan solutions from private and non-bank lenders.

Contact Now

It's fast and free
to apply

Connect with us today
and let's Zolve it together!

Learn More

Outside the box loan solutions

Navigate complex lending scenarios with private lenders

Private lenders are a game-changing alternative to the big banks. They take a wider view of your financial situation and typically assess your property project against different lending criteria to traditional lenders.

As a result, they can be the ideal source of funding for the following types of lending scenarios:

  • Higher loan-to-value ratio (LVR)
  • Low levels of pre-sales (construction)
  • Limited developer experience or track record (construction)
  • Residual stock loan (construction)
  • Need for a second mortgage or mezzanine finance
  • Specialised property asset or regional location
  • Inability to demonstrate serviceability levels required by traditional lenders
  • Borrower’s credit history
Contact us
Zolve private loan brokers australia

We simplify private lending

We are private lending experts

At Zolve, we work with private and non-bank lenders everyday and excel at navigating and solving borrowers’ outside the box lending scenarios. We offer:

  • A full-service loan process.
  • A faster alternative to big banks.
  • Flexible, tailored loans.
  • Extensive platform of non-bank and private lenders.
  • Capabilities to deal with tricky, complex lending scenarios.
  • Experienced Loan Specialists.
  • A custom-built 24/7 platform.
  • A no deal, no fee guarantee.
Mask Group
Loans as
unique as you

Unlocking opportunities with private lenders

At Zolve, we believe in unlocking opportunities through the power of private lending. With our expertise and extensive platform of private lenders, we connect borrowers with private mortgage lenders to bring your goals to life. Whether you need a property development loan or construction finance, private lending can provide the flexibility and tailored solutions you need. Let us guide you on a journey where the possibilities are endless.

Zolve Loan Specialists understand that every borrower is unique, that’s why Zolve takes a personalised approach to private lending. Our dedicated team takes the time to understand your financial situation, goals, and preferences. After assessing your specific needs, we will find suitable private lenders from our platform and manage the complexities of negotiations with multiple parties to structure loan terms that match your needs.  As your partner in success, our team at Zolve can help you save time, money and the hassle.


Land Acquisition loans

For property investors and developers, who are buying land for future development purposes and need a flexible loan solution and fast turnaround.

Serv Icon4
Construction loans

For property developers with large-scale construction projects, who need next-level flexibility and speed in payment of funds.

Cashflow Loans
Commercial Property loans

For commercial property owners, who have needs outside of standard bank criteria, such as short-term leases in place or higher LVRs (Loan to Value Ratios).

Business loans

For business owners, who need capital for growth and require more flexibility than standard bank loans.


The application process

Connection Step 1
Get in touch with us

Call us on 1300 ZOLVED (965 833). You can also complete our online enquiry form to tell us about your loan needs.

A Zolve Loan Specialist will talk to you about how we can help. They will be your go-to person from start to finish.

Survey Step 2
Complete our loan application

It’s on our platform and free to apply. Zolve does not perform credit checks.

If you have questions or need help, your Loan Specialist is there every step of the way.

Presentation Step 3
Receive loan terms from our lenders

Once we have reviewed your application, we will actively look for win-win connections with the most suitable non-bank and private lenders from our extensive platform.

Your dedicated Zolve Loan Specialist will ensure that the loan terms from the interested non-bank and private lenders meet your individual needs.

Rating Step 4
Choose your lender

Our user-friendly, custom-built platform gives you 24/7 access to how your loan application is progressing.

View, download and compare the Term Sheets from your interested non-bank and private lenders when it suits you.

Customer Survey Step 5
Settle loan with chosen lender

Once you have chosen your non-bank or private lender, the settlement of your loan is completed with them. Your dedicated Zolve Loan Specialist is still on hand to help you.

Hooray! Your loan has settled successfully and you receive your loan funds.

$5000 + GST

for loan amounts


1% of loan amount + GST

for loan amounts


Fee by negotiation

for loan amounts


*Please note that our non-bank and private lenders have their own fee structure, which will be outlined in their Term Sheet. For large-scale construction or highly complex loans, some non-bank and private lenders may charge upfront fees.

Let us Zolve it for you

Help to find a private lender

We’re ready to challenge the status quo and find you a private lender that offers alternative solutions to big bank lending.

With a team of highly-qualified Loan Specialists, we have the expertise to find the funding that meets your individual needs.

private lenders australia with zolve

Benefits of private lenders

Private mortgage lenders are an easier alternative than the big banks. Some of the benefits include:

  • competitive rates
  • get to yes faster
  • a simplified loan process
  • more choice
  • flexible loan solutions
  • loans $100,000 up to $2 million+.
private lender loans australia

Private lenders offer an alternative to big banks, providing competitive rates, a simplified loan process, and more flexibility in loan solutions. They can often offer faster approvals and more choices for borrowers.

Zolve has an extensive platform of private lenders who have been carefully vetted to meet our strict criteria.

Our team of Loan Specialists utilises their expertise and knowledge to match borrowers with the right private lenders to ensure they secure the most suitable loan offers available.

No, all the private lenders on Zolve’s platform are independent and not affiliated with us. They have been carefully selected based on their ability to provide fast and flexible funding options for property development and construction loans.

Zolve is committed to challenging the status quo and finding alternative solutions to traditional bank lending.

Our experienced Loan Specialists have the knowledge and expertise to understand your needs and manage the complexities of the loan process for you to ensure that the best available loan offers are secured. We ensure the process is easy, hassle-free, and tailored to your financial goals.

Zolve offers loans as unique as each property developer, with a team of highly-qualified Loan Specialists who can find the right lenders and make the process fast, efficient, and hassle-free.

Unlike standard bank loans, an indicative Term Sheet (outlining the indicative terms of your loan) from one of our non-bank and private lenders offers unparalleled flexibility for your property development finance. It is essentially a negotiated business agreement between the non-bank or private lender and you, the borrower.

Because our non-bank and private lenders’ Term Sheets are anything but standard, they can include any negotiated loan term that you and the lender both agree on, e.g., LVR, interest rate, term extensions.

Your dedicated Zolve Loan Specialist will guide you through the entire process. They will negotiate with the interested non-bank and private lenders to make sure that the loan solution is tailored to your personal needs.

Get your loan today

Enquire Now