Forget the one-size-fits-all lending approach. At Zolve, we specialise in full-service private construction loans tailored for property developers and investors who need speed, flexibility, and solutions that align with the unique demands of each project. Whether you’re managing a complex build, working with tight timelines, or require non-standard lending, our expert team will structure a non-conforming construction loan to match.
We know how important time is in development. That’s why we’ve streamlined the entire process to minimise delays and connect you quickly with our network of trusted private lenders for construction loans. Our lending partners consider higher LVRs, low pre-sales, limited experience, or credit history challenges—making it easier to move forward when banks won’t.
From first contact to settlement, Zolve provides end-to-end support and personalised guidance. As experienced construction loan brokers, we work on your behalf to negotiate with private lenders and secure a tailored solution. Our goal is to save you time, simplify your experience, and help you secure the right construction finance—so you can stay focused on building success. Let Zolve be your partner in private construction lending.
Zolve gives you instant access to a wide network of private lenders for construction loans—so you can secure funding fast, without the runaround.
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Learn MorePrivate construction loans are ideal for borrowers who don’t fit bank lending criteria. Our lenders take a broader view of your finances and project potential.
These loans may be the right fit when:
We simplify the funding process with:
We know each borrower has unique needs and Zolve’s service is anything but standard. We are loan problem solvers and specialise in loans from $100,000 to $200 million+.
At Zolve, we connect you with fast, flexible and trusted private and non-bank lenders and negotiate loan terms to suit your needs. Our experienced and dedicated team will help you make a win-win connection.
Through our custom-built 24/7 platform and with access to your dedicated Construction Loan Specialist, you will be kept on track and up-to-date on the progress of your loan.
With Zolve, we don’t charge any upfront fees for finding you the right non-bank lenders for construction loans. It’s fast and free to apply.
For property investors and developers, who are buying land for future development purposes and need a flexible loan solution and fast turnaround.
For property developers with large-scale construction projects, who need next-level flexibility and speed in payment of funds.
For commercial property owners, who have needs outside of standard bank criteria, such as short-term leases in place or higher LVRs (Loan to Value Ratios).
For business owners, who need capital for growth and require more flexibility than standard bank loans.
Step 1
Call us on 1300 ZOLVED (965 833). You can also complete our online enquiry form to tell us about your loan needs.
A Zolve Loan Specialist will talk to you about how we can help. They will be your go-to person from start to finish.
Step 2
It’s on our platform and free to apply. Zolve does not perform credit checks.
If you have questions or need help, your Loan Specialist is there every step of the way.
Step 3
Once we have reviewed your application, we will actively look for win-win connections with the most suitable non-bank and private lenders from our extensive platform.
Your dedicated Zolve Loan Specialist will ensure that the loan terms from the interested non-bank and private lenders meet your individual needs.
Step 4
Our user-friendly, custom-built platform gives you 24/7 access to how your loan application is progressing.
View, download and compare the Term Sheets from your interested non-bank and private lenders when it suits you.
Step 5
Once you have chosen your non-bank or private lender, the settlement of your loan is completed with them. Your dedicated Zolve Loan Specialist is still on hand to help you.
Hooray! Your loan has settled successfully and you receive your loan funds.
Private lenders offer an alternative solution to big bank lending. At Zolve, we challenge the status quo to find you a loan solution that meets your unique needs.
Our experienced Loan Specialists will work hard to connect you with suitable private and non-bank lenders and actively negotiate and structure optimal loan solutions to ensure they suit your individual needs.
We have the problem solving capabilities and experience to find you a private and non-bank lender that’s perfect for you.
Zolve delivers outside-the-box loans that are driven by outside-the-box thinking. Our Loan Specialists are experts in their roles and will support you to reach your goals.
We know the benefits private and non-bank lenders bring to the table and will connect you with the most suitable lenders to finance your next big construction project.
Our custom-built 24/7 platform enables you to check the progress of your construction loan and our streamlined process ensures we find suitable loan solutions that meet your unique needs.
Private lenders offer an important alternative to big banks and standard loans, taking a wider view of your financial situation and offering unparalleled flexibility on loan terms to meet your individual needs. They also offer fast turnaround times on Indicative Term Sheets and have the capability of settling loans as quickly as possible to meet your project timelines.
With Zolve, our experienced team will negotiate and structure suitable construction loan solutions for you with the private and non-bank lenders from our extensive network, saving you time, money and the hassle.
Borrowers with unique loan requirements and financial situations need outside-the-box solutions, which are often unavailable from traditional lenders such as banks.
Some examples of the types of lending scenarios when private lenders could be the ideal source of funding for property-backed projects include:
These are types of lending scenarios that the team at Zolve specialise in and work with everyday. If you are facing a tricky lending scenario that doesn’t tick all the boxes for traditional lenders, contact our team on 1300 ZOLVED (965 833) or email us at hello@zolve.com.au to find out how we can help you.
Zolve has an extensive platform of private and non-bank lenders who have been carefully vetted to meet our strict criteria.
Our team of Loan Specialists use their expertise and knowledge to match borrowers with the right lenders who can provide the funding needed and will also negotiate and structure the loan solutions to ensure it meets the borrowers’ unique needs.
No, all the private and non-bank lenders on Zolve’s platform are independent and not affiliated with us. They have been carefully selected based on their ability to provide fast and flexible funding solutions for construction loans.
Zolve is committed to challenging the status quo and finding alternative solutions to traditional bank lending.
Unlike standard bank loans, an Indicative Term Sheet (outlining the indicative terms of your loan offer) from one of our private and non-bank lenders offers unparalleled flexibility for your construction finance. It is essentially a negotiated business agreement between the non-bank lender and you, the borrower.
Because our private and non-bank lenders’ Term Sheets are anything but standard, they can include any negotiated loan term that you and the lender both agree on, e.g., LVR, interest rate, term extensions.
Your dedicated Zolve Loan Specialist will guide you through the entire process. They will also negotiate with the interested non-bank lenders to make sure that the construction loan solution is tailored to your personal needs.
Zolve offers loans as unique as each property developer and investor, with a team of highly-qualified Loan Specialists who can find the right private and non-bank lenders and make the process fast, efficient, and hassle-free.
This Zolve difference is made up of two parts: our custom-built platform and the service commitment of our in-house team of Zolve Loan Specialists.
Once we have reviewed you construction loan application, we actively seek win-win connections with suitable private and non-bank lenders on our platform.
This is where your dedicated Zolve Loan Specialist comes into their element. We know that there is no tech in the world that can replace the problem-solving skills of our people. We are outside the box loan specialists, achieving optimal loan solutions to complex lending scenarios faced by property developers and investors.
Our dedicated and knowledgeable team will help you every step of the way, from start to finish. They also structure and negotiate the loan terms that you want with your interested private and non-bank lenders, ultimately saving you time and money.
