At Zolve, we help borrowers with unique loan needs and big dreams.
We are a flexible alternative to standard bank loans, tailoring loan terms to meet your individual needs.
We offer greater flexibility because the non-bank and private lenders on our platform have their own wholesale funds. Non-bank lenders must still comply with the same consumer credit rules and many of the regulations applicable to traditional banks such as Anti-money Laundering (AML), Know Your Client (KYC) etc.
As an important alternative, our non-bank and private lenders take a wider view of your financial position and credit score, and they often don’t factor in loan serviceability like banks do (your ability to repay a loan based the size of the loan and your income and expenses).
In addition, they can offer more flexibility on LVR (Loan to Value Ratio), interest rate or any other negotiated loan term that you both agree on, such as loan term extensions. The icing on the cake is that this whole process can be done in a matter of weeks with the help of your Zolve Loan Specialist, not months.
This gives you better loan outcomes and the loan funds paid to you faster than a bank ever could.
No, Zolve is a non-bank loan intermediary.
We connect borrowers who have unique loan needs with the right non-bank and private lenders quickly, easily and hassle-free.
We have a large range of non-bank and private lenders on our platform, who share our solutions-focused approach to loans.
All the non-bank and private lenders on our platform are independent and not affiliated with Zolve.
The Zolve difference is made up of two parts: our innovative platform and the service commitment of our team of Zolve Loan Specialists.
Once we have reviewed you loan application, we actively seek win-win connections with suitable non-bank and private lenders on our platform.
This is where your dedicated Zolve Loan Specialist comes into their element. We know that there is no tech in the world that can replace the problem-solving skills of our people. They help you every step of the way, from start to finish. They negotiate and package the loan terms that you want with your interested non-bank and private lenders, saving you time and money.
Unlike standard bank loans, an indicative Term Sheet (outlining the indicative terms of your loan) from one of our non-bank and private lenders offers unparalleled flexibility. It is essentially a negotiated business agreement between the non-bank or private lender and you, the borrower.
Because our non-bank and private lenders’ Term Sheets are anything but standard, they can include any negotiated loan term that you and the lender both agree on, e.g., LVR, interest rate, term extensions.
Your dedicated Zolve Loan Specialist will guide you through the entire process. They will negotiate with the interested non-bank and private lenders to make sure that the loan solution is tailored to your personal needs.
We have an extensive range of non-bank and private lenders on our platform who all share our fast and flexible approach to loans.
They have all been vetted and meet our strict criteria. They are also all independent and not affiliated with Zolve.
It will depend on your loan needs and financial situation. With our experience in finding win-win solutions, we will partner you with the most suitable non-bank and private lenders from our platform to save you time, money and the hassle.
At Zolve, we specialise in property-backed loans. This is where one or more property assets are used as security against the loan.
The loan types that we offer are:
Land Acquisition loans
For property investors and developers, who are buying land for future development purposes and need a flexible loan solution and fast turnaround.
Construction loans
For property developers with large-scale construction projects, who need next-level flexibility and speed in payment of funds. Learn more about our development finance.
Commercial Investment loans
For commercial property owners, who have needs outside of standard bank criteria, such as short-term leases in place or higher LVRs (Loan to Value Ratios).
Business loans
For business owners, who need capital for growth and require more flexibility than standard bank loans.
For more help, please contact our friendly team of Zolve Loan Specialists on 1300 ZOLVED (965 833) or info@zolve.com.au.
You can borrow any amount from $100,000 upwards ($200 million+) depending on your financial situation and loan needs.
It is free to apply. We don’t charge any upfront fees* for reviewing and supporting your loan application and finding you the right loans and non-bank and private lenders that meet your needs.
Fees are only payable when the loan successfully settles with your chosen non-bank or private lender.
Our market competitive fees are based on the size of the loan amount and the complexity of your loan needs.
*Please note that our non-bank and private lenders have their own fee structure, which will be outlined in their Term Sheet. For large-scale construction or highly complex loans, some non-bank and private lenders may charge upfront fees.
Once you have chosen which non-bank or private lender you would like to proceed with, the settlement and payment of your loan funds is completed with them. In general, our non-bank and private lenders are known for their speedy settlement and payment of funds – although this will depend on your accepted Term Sheet from the non-bank or private lender.
The whole process from loan application to payment of funds is typically done in a matter of weeks, not months.
Yes, as an online business we want to make everything easier for you.
Your own private and secure Zolve borrower account will be set up for you when you speak to our team.
This user-friendly borrower portal gives you 24/7 access to how your loan application is progressing, including the ability to view and download the Term Sheets you have received from interested non-bank and private lenders.
This is also where you will be able to complete our loan application, so we can get you the right lenders and tailored loan solutions quickly and hassle-free.
We welcome all borrowers with loan needs above $100,000 who:
Land Acquisition loans
For property investors and developers, who are buying land for future development purposes and need a flexible loan solution and fast turnaround.
Construction loans
For property developers with large-scale construction projects, who need next-level flexibility and speed in payment of funds.
Commercial Investment loans
For commercial property owners, who have needs outside of standard bank criteria, such as short-term leases in place or higher LVRs (Loan to Value Ratios).
Business loans
For business owners, who need capital for growth and require more flexibility than standard bank loans.
Please call our friendly Zolve team on 1300 ZOLVED (965 833) to discuss your individual circumstances and how we can help.
Yes, most definitely! At Zolve, we think outside the box and welcome borrowers with unique loan needs above $100,000. Our aim is to find you the right non-bank and private lenders and tailored loan solutions quickly, easily and hassle-free.
Please contact our friendly Zolve Loan Specialists on 1300 ZOLVED (965 833) or info@zolve.com.au to find out how we can help you.
Yes, you certainly can. We are a flexible alternative to rigid bank loans, who understand that life and business is anything but standard.
The non-bank and private lenders on our platform take a wider view of your financial position and credit score. This can be especially helpful if you are self-employed or have a new business with less than three years of revenue or need an asset-only loan.
Please contact our friendly Zolve Loan Specialists on 1300 ZOLVED (965 833) or info@zolve.com.au to find out how we can help you.
Unlike the cookie-cutter loans of traditional lenders, we are loan problem-solvers. The trusted non-bank and private lenders on our platform are flexible and solutions-focused, taking a wider view of your financial position and credit score than banks do.
Please contact our friendly Zolve Loan Specialists on 1300 ZOLVED (965 833) or info@zolve.com.au to find out how we can help you.
Simply call our team of friendly Zolve Loan Specialists on 1300 ZOLVED (965 833) to talk about your loan needs right now.
Or if you prefer, email us at info@zolve.com.au or fill out the form under Contact and we will be in touch within 24 hours to get you started.
Our user-friendly borrower portal gives you 24/7 access to how your loan application is progressing.
Your own private and secure borrower account will be set up when you speak to your dedicated Zolve Loan Specialist. They will be your go-to person when you have any questions, helping you throughout the process and making sure everything goes smoothly. They will also use their expertise and knowledge to negotiate the loan terms that you want with your interested non-bank and private lenders.
We are an exciting, new lead generation platform and intermediary for non-banks and private lenders.
With Zolve, you will get access to:
Please call our Zolve team on 1300 ZOLVED (965 833) or email us at info@zolve.com.au to find out more how we can create a win-win connection.
Simply call our Zolve team on 1300 ZOLVED (965 833) and we will guide you through the steps.
We welcome all brokers and referral partners, like real estate agents, accountants, solicitors, development managers, project managers, mortgage brokers etc.
Let us help you tap into the opportunities in non-bank lending. With Zolve, you will get:
Please call our Zolve team on 1300 ZOLVED (965 833) or email us at info@zolve.com.au to find out more how we can create a win-win connection.
