Tailored Refinancing Loans

Flexible solutions for property owners, investors and developers

If you’ve built equity in a property, refinancing may provide an opportunity to access capital, improve cash flow or restructure your existing lending arrangements.

At Zolve, we help clients refinance commercial and investment property loans while unlocking equity to support future opportunities. Whether you’re looking to fund your next project, consolidate debt, improve loan terms or release capital tied up in an existing asset, our team can help identify the right funding solution.

With access to a broad network of private lenders and non-bank funding providers, we can assist with straightforward and complex refinancing scenarios across Australia.

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Need to access equity or refinance an existing loan?

Zolve Loan Specialists have the problem-solving skills and experience to find a refinancing solution that fits.

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It's fast and free
to apply

Connect with us today
and let's Zolve it together!

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WHY REFINANCE?

The benefits of refinancing

Are you approaching the end of their current loan term? Or looking to improve loan structures, access equity for future projects or move away from restrictive lending arrangements?

Common refinance goals include:

  • Lower monthly repayments
  • Improved loan terms
  • Access to additional capital
  • Debt consolidation
  • Funding for future opportunities
  • Increased flexibility

Our team works closely with borrowers to understand their goals and source funding solutions that support their long-term strategy.

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REFINANCE WITH GREATER FLEXIBILITY

Funding solutions designed around your circumstances

Refinancing can be a powerful financial tool for property owners looking to improve their position.

Whether your current loan is approaching maturity, you’re seeking a better lending structure or need access to additional capital, Zolve can help explore a range of refinancing options.

We assist with:

  • Commercial property refinancing
  • Development loan refinancing
  • Equity release
  • Debt consolidation
  • Loan restructuring
  • Refinancing maturing facilities

Our team takes the time to understand your objectives before matching you with lenders that align with your needs.

private lending solutions
Loans as
unique as you

READY TO ACCESS YOUR EQUITY?

Whether you’re looking to refinance an existing facility, improve your lending structure or unlock equity for future opportunities, Zolve can help.

Contact our team today to discuss your refinancing and equity release options.

Our goal is to simplify the process and help you secure funding that supports both your immediate needs and long-term goals.

LET'S CHOOSE A LOAN THAT’S RIGHT

land acquisition loans
Equity Release Loans

For property owners and investors looking to unlock equity from existing assets to fund future investments, developments or business growth.

construction loans
Commercial Property Refinancing

For commercial property owners seeking improved loan terms, debt consolidation, cash flow improvements or access to additional capital.

commercial property loans
Development Loan Refinancing

For developers refinancing existing facilities, approaching loan maturity dates or requiring funding to complete a project.

business loans
Debt Consolidation & Loan Restructuring

For borrowers looking to simplify multiple facilities, improve lending structures and create greater financial flexibility.

HOW IT WORKS

The application process

Connection Step 1
Get in touch with us

Call us on 1300 ZOLVED (965 833). You can also complete our online enquiry form to tell us about your loan needs.

A Zolve Loan Specialist will talk to you about how we can help. They will be your go-to person from start to finish.

Survey Step 2
Complete our loan application

It’s on our platform and free to apply. Zolve does not perform credit checks.

If you have questions or need help, your Loan Specialist is there every step of the way.

Presentation Step 3
Receive loan terms from our lenders

Once we have reviewed your application, we will actively look for win-win connections with the most suitable non-bank and private lenders from our extensive platform.

Your dedicated Zolve Loan Specialist will ensure that the loan terms from the interested non-bank and private lenders meet your individual needs.

Rating Step 4
Choose your lender

Our user-friendly, custom-built platform gives you 24/7 access to how your loan application is progressing.

View, download and compare the Term Sheets from your interested non-bank and private lenders when it suits you.

Customer Survey Step 5
Settle loan with chosen lender

Once you have chosen your non-bank or private lender, the settlement of your loan is completed with them. Your dedicated Zolve Loan Specialist is still on hand to help you.

Hooray! Your loan has settled successfully and you receive your loan funds.

Let us Zolve it for you

Why we are the right choice

At Zolve, we’re here to challenge the status quo and offer alternative loan solutions to big bank lending.

With a team of highly-qualified Loan Specialists, we have the expertise to find development funding that meets your individual needs.

We’ll help you find the right lenders and ensure the process is fast, efficient and hassle-free.

Zolve private loan brokers australia

Benefits of non-bank lenders

Stop jumping through hoops put in place by big bank lenders, non-bank lending is the easy alternative for property development finance.

  • More choice.
  • Flexible loan solutions.
  • Get to yes, faster.
  • A simplified loan process.
  • Competitive rates.
  • For loans $1 million to $200 million+.
non-bank lending solutions

Zolve offers flexible and tailored refinancing and equity release solutions designed to meet the unique needs of property owners, investors and developers.

We are a flexible alternative to traditional bank lending, with loan structures tailored to your individual circumstances and financial objectives.

Whether you’re looking to refinance an existing commercial property loan, restructure a development facility, consolidate debt or unlock equity from an existing asset, we can help connect you with the right funding solution.

Our network of private lenders and non-bank funding partners provides greater flexibility than many traditional lenders because they are able to assess each application on its individual merits rather than relying solely on standard bank lending criteria.

While non-bank lenders still comply with key regulatory requirements, including Anti-Money Laundering (AML) and Know Your Client (KYC) obligations, they often take a broader view of a borrower’s overall financial position.

This can be particularly beneficial for borrowers seeking more flexible lending structures, faster approvals, access to equity or solutions for more complex refinancing scenarios.

By working with a diverse network of funding providers, Zolve can help clients secure refinancing solutions that support both their immediate funding requirements and long-term property goals.

No, Zolve is a non-bank loan intermediary.

We connect borrowers who have unique loan needs with the right non-bank and private lenders quickly, easily and hassle-free.

We have a large range of non-bank and private lenders on our platform, who share our solutions-focused approach to property development loans.

All the non-bank and private lenders on our platform are independent and not affiliated with Zolve.

The process involves getting in touch with Zolve through our online enquiry form or by calling us, completing our loan application on our platform, receiving loan terms from non-bank and private lenders, choosing a lender, and settling the loan. We’re here to Zolve it together!

Zolve’s Loan Specialists ensure that the loan terms from our non-bank and private lenders meet your individual needs.

Zolve’s Loan Specialists are dedicated to finding the best loan solution for your unique situation. We work closely with non-bank and private lenders to ensure that the loan terms offered meet your specific requirements.

This personalised approach means that as a developer you can access funding that suits your individual circumstances, such as the size and scale of the development project and the expected timeframe for repayment.

The Loan Specialists at Zolve understand that refinancing is a complex and often unpredictable industry, and they have the expertise and experience to navigate these challenges. By carefully assessing each individual’s needs, we can identify the lenders who are most likely to offer the best loan terms and who are best suited to work with the you to achieve your goals.

Zolve offers loans as unique as you, with a team of highly-qualified Loan Specialists who can find the right lenders and make the process fast, efficient, and hassle-free.

Unlike standard bank loans, an indicative Term Sheet (outlining the indicative terms of your loan) from one of our non-bank and private lenders offers unparalleled flexibility for your refinancing. It is essentially a negotiated business agreement between the non-bank or private lender and you, the borrower.

Because our non-bank and private lenders’ Term Sheets are anything but standard, they can include any negotiated loan term that you and the lender both agree on, e.g., LVR, interest rate, term extensions.

Your dedicated Zolve Loan Specialist will guide you through the entire process. They will negotiate with the interested non-bank and private lenders to make sure that the refinancing solution is tailored to your personal needs.

Get your loan today

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